For many Washington residents, those frustrating unsolicited Cash App referral texts may finally bring unexpected cash back into their pockets. Thanks to the newly approved Cash App $147 settlement for 2025, thousands of users could receive compensation ranging from $88 to $147. This class action, Bottoms v. Block, Inc., accuses Cash App of sending promotional text messages without permission, violating state privacy laws. While the company denies wrongdoing, it has agreed to resolve the matter through a $12.5 million settlement fund. With claims now closed and payouts anticipated in early 2026, affected users are eager to see if they qualify.
- Settlement compensates Washington residents who received unsolicited Cash App promotional texts.
- Eligible users may receive $88 to $147 depending on total claims submitted.
- Payouts expected approximately 60 to 90 days after final court approval in December 2025.
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What the Cash App $147 Settlement Is About
The Cash App $147 settlement 2025 centers on allegations that Block, Inc. sent unwanted referral messages between November 14, 2019, and August 7, 2025, without user consent. These texts were claimed to violate Washington’s consumer protection laws.
The settlement’s $12.5 million fund will cover payments to eligible users, legal costs, and claims administration. Depending on how many people filed before the deadline, each approved claimant could receive between $88 and $147. Although Cash App has not admitted any fault, the agreement ensures compensation for those affected by the unsolicited texts.
Who Can Qualify for the $147 Settlement Payment?
Eligibility is limited but easy to understand. The Cash App class action is open only to Washington residents who received non-consensual Cash App referral messages during the class period. No proof of harm or screenshots are required, as administrators verify text history through Cash App’s own records. Individuals who clearly agreed to receive such messages or were employed by Block, Inc. at the time are excluded.
Core Eligibility Requirements
You may be part of the settlement if:
- You lived in Washington state when you received the text message.
- You received a Cash App referral or promotional text between November 14, 2019, and August 7, 2025.
- You did not give consent to receive promotional messages.
- You did not opt out of the class action.
Estimated Payout Based on Number of Claims
| Number of Valid Claims | Expected Payout Per Person |
|---|---|
| Fewer than 50,000 | Up to $147 |
| 50,000 to 100,000 | $100 to $140 |
| More than 100,000 | $88 to $99 |
Final amounts will be calculated after all administrative fees are deducted.
Groups Automatically Excluded from Payment
Certain individuals are not able to participate in the settlement. Exclusions include:
- Employees of Block, Inc. and their immediate families
- Users who opted out before the deadline
- Individuals who consented to receive promotional texts
- Anyone who did not live in Washington when the message was received
When Participants Can Expect Their Payout
The payment timeline depends on the court’s final approval phase. Since today is November 29, 2025, and the claim filing deadline has already passed on November 27, only previously submitted claims will be processed. The expected timeline is:
- Final approval hearing scheduled for December 2, 2025
- Payments processed 60 to 90 days after approval
- Estimated arrival: January to March 2026
- Digital payout methods such as Venmo, PayPal, or direct deposit may arrive faster than checks
In rare cases where appeals occur, payments may shift to mid-2026. Claimants can track their status through the official website using their confirmation details.
How the Claim Process Works
Even though new claims are no longer accepted, those who filed before November 27 can still verify their submission details. The steps followed by most participants were:
- Visit BottomsTextSettlement.com
- Enter the Notice ID or confirm identity through phone number lookup
- Submit required details such as name, address, and text verification
- Select preferred payment method
- Save the confirmation email for future reference
The entire process takes less than ten minutes and involves no fees. Participants are advised to avoid unofficial websites imitating the settlement portal.
Why This Settlement Matters for Users
This payout is more than a small refund. It acknowledges the impact of unsolicited promotional messages and reinforces stronger privacy protections for Washington residents. The settlement also pressures tech and financial companies to ensure they follow strict consent rules before sending marketing texts. For many claimants, the payment offers a timely boost during the holiday season while also signaling accountability in the digital marketplace.
Frequently Asked Questions
Q: Did I miss the deadline to file a claim?
A: Yes. Claims closed on November 27, 2025, unless an extension is granted by the court.
Q: How much money will successful claimants receive?
A: Eligible individuals can receive between $88 and $147, depending on how many people filed a valid claim.
Q: Is proof required for the claim?
A: No. Administrators use Cash App’s data to verify whether a promotional text was sent.
Q: When will the final approval hearing take place?
A: The court hearing is scheduled for December 2, 2025.
Q: Can people outside Washington participate?
A: No. Only residents of Washington at the time of receiving the text message are eligible.
Conclusion
The Cash App $147 settlement 2025 provides straightforward compensation for Washington users affected by unauthorized promotional texts. With claims now officially closed as of November 29, it is important for those who filed to monitor updates and prepare for payments expected in early 2026. Always rely on official channels such as BottomsTextSettlement.com to avoid misleading offers. For many, this refund serves as a small but meaningful acknowledgment of privacy rights and digital responsibility.